@font-face{font-family:"Newsreader";src:url(/assets/fonts/newsreader.woff2) format("woff2");font-weight:400 700;font-display:swap}
@font-face{font-family:"Libre Franklin";src:url(/assets/fonts/libre-franklin.woff2) format("woff2");font-weight:400 700;font-display:swap}

/* "Fine print": the policy page, highlighted and annotated */
:root{
  --desk:#f1efe9; --paper:#ffffff; --ink:#14171a; --ink2:#50575e; --mute:#6b7178; --line:#e3e0d8; --rule:#14171a; --bar:#e4e1da; --dots:#b9b4a8;
  --hl:#fff06a; --hl-ink:#14171a; --pen:#c2272d;
  --yes:#16784a; --no:#c2272d; --dep:#a4660a;
  --serif:"Newsreader",Georgia,"Times New Roman",serif;
  --sans:"Libre Franklin",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;
  --shadow:0 1px 0 #d9d5cb,0 18px 40px -18px rgba(20,23,26,.35);
  color-scheme:light;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --desk:#121417; --paper:#1c1f23; --ink:#ebe8e1; --ink2:#bdbab2; --mute:#94918a; --line:#30343a; --rule:#ebe8e1; --bar:#2c3036; --dots:#4a4f56;
  --hl:#5c5210; --hl-ink:#fff8c8; --pen:#f0716f;
  --yes:#5fcf93; --no:#f0716f; --dep:#e6a947;
  --shadow:0 18px 40px -18px rgba(0,0,0,.7);
  color-scheme:dark;
}}
:root[data-theme="dark"]{
  --desk:#121417; --paper:#1c1f23; --ink:#ebe8e1; --ink2:#bdbab2; --mute:#94918a; --line:#30343a; --rule:#ebe8e1; --bar:#2c3036; --dots:#4a4f56;
  --hl:#5c5210; --hl-ink:#fff8c8; --pen:#f0716f;
  --yes:#5fcf93; --no:#f0716f; --dep:#e6a947;
  --shadow:0 18px 40px -18px rgba(0,0,0,.7);
  color-scheme:dark;
}

*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--desk);color:var(--ink);font:16.5px/1.6 var(--sans);font-feature-settings:"tnum" 1}
a{color:inherit;text-underline-offset:2px}
h1,h2,h3{font-family:var(--serif);font-weight:600;line-height:1.1;letter-spacing:-.015em;margin:0}
p{margin:0 0 14px}
mark{background:var(--hl);color:var(--hl-ink);padding:1px 2px;box-decoration-break:clone;-webkit-box-decoration-break:clone}
.wrap{max-width:1180px;margin:0 auto;padding:0 16px}
.v{font-weight:700}.v.yes{color:var(--yes)}.v.no{color:var(--no)}.v.dep{color:var(--dep)}

/* header */
.top{background:var(--paper);border-bottom:3px solid var(--rule)}
.top .wrap{display:flex;align-items:center;min-height:62px;gap:20px}
.logo{font:700 24px var(--serif);text-decoration:none;letter-spacing:-.01em;white-space:nowrap;color:var(--ink)}
.logo span{background:var(--hl);color:var(--hl-ink);padding:0 4px}
.nav{margin-left:auto;display:flex;gap:20px}
.nav a{text-decoration:none;font-size:14.5px;color:var(--ink2);white-space:nowrap}
.nav a:hover,.nav a.on{color:var(--ink);text-decoration:underline}
@media (max-width:640px){.top .wrap{min-height:56px;gap:12px}.logo{font-size:21px}.nav{gap:14px}.nav a{font-size:13.5px}.nav .opt{display:none}}

/* home hero: the annotated policy sheet */
.hero{padding:46px 0 56px}
.hero .wrap{display:grid;grid-template-columns:1fr;gap:40px;align-items:center}
@media (min-width:980px){.hero .wrap{grid-template-columns:440px 1fr}}
.hero h1{font-size:clamp(36px,5vw,58px);line-height:1.02;letter-spacing:-.02em}
.hero h1 em{font-style:normal;background:linear-gradient(transparent 58%,var(--hl) 58%)}
.hero .lede{font-size:19px;color:var(--ink2);margin:18px 0 22px}
.find{position:relative;display:flex;background:var(--paper);border:2px solid var(--rule)}
.find input{flex:1;border:0;background:transparent;color:var(--ink);font:17px var(--sans);padding:14px 16px;min-width:0}
.find input:focus{outline:2px solid var(--pen);outline-offset:2px}
.find-list{position:absolute;left:-2px;right:-2px;top:100%;background:var(--paper);border:2px solid var(--rule);border-top:0;margin:0;padding:4px 0;list-style:none;z-index:5;display:none}
.find-list.open{display:block}
.find-list a{display:flex;justify-content:space-between;gap:10px;padding:8px 16px;text-decoration:none;font-size:15.5px}
.find-list a:hover,.find-list a.sel{background:var(--desk)}
.desk{position:relative;padding:10px 200px 10px 0}
@media (max-width:760px){.desk{padding:0}.note{display:none}}
.sheet{background:var(--paper);box-shadow:var(--shadow);padding:28px 30px 24px;transform:rotate(-1.2deg);font:15px/1.6 var(--serif);color:var(--ink)}
.sheet .fh{display:flex;justify-content:space-between;gap:12px;font:600 11.5px var(--sans);color:var(--mute);border-bottom:1px solid var(--rule);padding-bottom:6px;margin-bottom:14px;letter-spacing:.02em}
.sheet h3{font:700 14px var(--sans);margin:0 0 8px;letter-spacing:.02em}
.sheet .p{margin:0 0 10px}.sheet .n{font-weight:700}
.sheet .src{margin:0;font-size:12.5px;color:var(--mute)}
.bar{display:block;height:7px;background:var(--bar);margin:7px 0}.bar.s{width:72%}.bar.m{width:88%}
.note{position:absolute;right:0;width:175px;font:600 14px/1.35 var(--sans);color:var(--pen);text-decoration:none}
.note small{display:block;font-weight:500;color:var(--ink2)}
.note::before{content:"";position:absolute;left:-30px;top:9px;width:24px;border-top:2px solid var(--pen)}
.note:hover{text-decoration:underline}

/* contents: the verdict index */
.contents{background:var(--paper);border-top:3px solid var(--rule);padding:38px 0 46px}
.contents h2,.worksheet h2,.rules h2{font-size:30px;margin:0 0 6px}
.contents .sub,.worksheet .sub{color:var(--ink2);margin:0 0 24px}
.toc{columns:1;column-gap:56px}
@media (min-width:860px){.toc{columns:2}}
.toc section{break-inside:avoid;margin:0 0 22px}
.toc h3,.toc-h{font:700 13px var(--sans);letter-spacing:.03em;color:var(--ink2);margin:0 0 6px}
.lead{display:flex;align-items:baseline;gap:6px;text-decoration:none;padding:5px 0;font-size:16.5px}
.lead .q{min-width:0}
.lead .dots{flex:1;min-width:16px;border-bottom:2px dotted var(--dots);position:relative;top:-4px}
.lead .v{white-space:nowrap}
.lead:hover .q{text-decoration:underline}

/* worksheet: the coverage checker */
.worksheet{padding:44px 0 50px}
.ws{display:grid;grid-template-columns:1fr;gap:28px;align-items:start}
@media (min-width:960px){.ws{grid-template-columns:minmax(0,1fr) 440px;gap:44px}}
.form{background:var(--paper);box-shadow:var(--shadow);padding:22px 24px 10px}
.form .fh{font:600 11.5px var(--sans);color:var(--mute);border-bottom:1px solid var(--rule);padding-bottom:6px;margin-bottom:16px;letter-spacing:.02em;display:flex;justify-content:space-between}
.field{margin:0 0 14px}
.field label{display:block;font:600 13.5px var(--sans);margin:0 0 4px}
.field select,.field input{width:100%;font:16px var(--sans);color:var(--ink);background:transparent;border:0;border-bottom:1.5px solid var(--ink2);padding:6px 2px;border-radius:0}
.field select option{background:var(--paper);color:var(--ink)}
.field select:focus,.field input:focus{outline:0;border-bottom-color:var(--pen);background:var(--desk)}
.field small{display:block;font-size:12.5px;color:var(--mute);margin-top:4px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}
.radio{display:flex;gap:16px;flex-wrap:wrap;padding-top:4px}
.radio label{font:400 15px var(--sans);display:flex;gap:6px;align-items:center;margin:0}
.result{background:var(--paper);box-shadow:var(--shadow);padding:22px 24px}
.result .stamp{font-size:28px}
.result .why{margin:16px 0 14px;font-size:15.5px}
.result .sec{font-size:13px;color:var(--mute);margin:0 0 14px}

/* question page */
.crumbs{font-size:14px;color:var(--ink2);padding:22px 0 0;margin:0}
.crumbs a{color:var(--ink2)}
.qtop{padding:6px 0 34px}
.qtop h1{font-size:clamp(32px,4.6vw,48px);margin:8px 0 24px;max-width:900px}
.qgrid{display:grid;grid-template-columns:1fr;gap:22px;align-items:start}
@media (min-width:900px){.qgrid{grid-template-columns:210px minmax(0,1fr);gap:30px}}
.stamp{display:inline-block;border:4px double currentColor;font:700 34px/1 var(--serif);padding:12px 18px 10px;transform:rotate(-4deg)}
.stamp small{display:block;font:700 11px var(--sans);letter-spacing:.06em;margin-top:6px}
.stamp.yes{color:var(--yes)}.stamp.no{color:var(--no)}.stamp.dep{color:var(--dep)}
.answer{font-size:20px;line-height:1.5;margin:0 0 16px;max-width:820px}
.clause{background:var(--paper);box-shadow:var(--shadow);padding:16px 20px;font:16px/1.6 var(--serif);max-width:820px}
.clause .src{font:600 12px var(--sans);color:var(--mute);display:block;margin-bottom:6px;letter-spacing:.02em}
.meta{font-size:13.5px;color:var(--mute);margin:14px 0 0}

.page{background:var(--paper);border-top:3px solid var(--rule)}
.article{display:grid;grid-template-columns:1fr;gap:30px;padding-top:6px;padding-bottom:40px}
@media (min-width:980px){.article{grid-template-columns:minmax(0,700px) 1fr;gap:64px}}
.body{font-size:17.5px;line-height:1.65}
.body h2{font-size:28px;margin:38px 0 12px}
.body p{margin:0 0 16px}
.body ul{padding-left:22px;margin:0 0 16px}.body li{margin:0 0 9px}
.figure{margin:30px 0 8px}
.figure svg{width:100%;height:auto;display:block;background:var(--desk)}
.figure figcaption{font-size:14px;color:var(--mute);margin-top:8px}

.receipt{background:var(--desk);padding:18px 20px;margin:18px 0 20px;font-size:15.5px}
.receipt .cap{font-size:15px;color:var(--ink2);margin:0 0 10px}
.receipt table{width:100%;border-collapse:collapse}
.receipt td{padding:7px 0;border-bottom:1px dotted var(--dots)}
.receipt td:last-child{text-align:right;white-space:nowrap;padding-left:12px}
.receipt tr.sub td{color:var(--ink2)}
.receipt tr.total td{border-bottom:0;border-top:2px solid var(--rule);font-weight:700;font-size:18px;padding-top:10px}
.receipt .alt{margin:12px 0 0;font-size:14.5px;color:var(--ink2)}
.minus{color:var(--no)}

.side{padding-top:38px}
.side h3{font:700 13px var(--sans);letter-spacing:.03em;color:var(--ink2);margin:0 0 8px}
.side .block{margin:0 0 30px}
.side .lead{font-size:15.5px}
.side p{font-size:15px;color:var(--ink2)}
@media (min-width:980px){.side .sticky{position:sticky;top:20px}}

.sources{border-top:2px solid var(--rule);margin:44px 0 0;padding-top:12px;font-size:14.5px;color:var(--ink2)}
.sources h2{font-size:20px;margin:0 0 8px}
.sources ol{margin:0;padding-left:20px}.sources li{margin:0 0 6px}
.byline{font-size:14px;color:var(--mute);margin:18px 0 0}

/* simple pages */
.plain{padding:46px 0 60px}
.plain h1{font-size:clamp(32px,4.6vw,46px);margin:0 0 16px}

/* footer */
.foot{background:var(--desk);border-top:3px solid var(--rule);padding:34px 0 24px;font-size:14px}
.foot .cols{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
@media (min-width:860px){.foot .cols{grid-template-columns:1.4fr 1fr 1fr 1fr}}
.foot h4{font:700 13px var(--sans);letter-spacing:.03em;margin:0 0 8px;color:var(--ink2)}
.foot ul{list-style:none;margin:0;padding:0}.foot li{margin:0 0 6px}
.foot a{text-decoration:none;color:var(--ink)}.foot a:hover{text-decoration:underline}
.foot .brand p{color:var(--ink2);max-width:300px;margin-top:10px}
.foot .fine{grid-column:1/-1;border-top:1px solid var(--line);padding-top:14px;margin:6px 0 0;color:var(--mute);font-size:13px}
.radio input{width:auto;margin:0;accent-color:var(--pen)}